Photo Credit, David Niblack, Imagebase.net
Frugality has been ingrained in my head (immigrant parents). When I told my co-workers that I wasn’t getting an extravagant gift for my wife for Christmas, I could see the pity in their eyes for my poor wife. Of course, they don’t realize that my wife can sometimes be the more frugal one (link) in the relationship! I still hold onto my frugal card but there are some frugal hacks that others encourage which I just can’t be bothered with. Maybe it’s because I’ve grown soft now that my income has grown, but there are some things I value more than a small savings.
Costco/Wholesale Clubs
My wife and I have been members of BJ’s wholesale club because they often send free membership invitations for 60 days. Once, I was also roped into joining for a year with co-workers, sharing the membership costs. Even with the free and discounted membership, I just do not like wholesale clubs. The main reason is that I hate lines. Every time we’ve gone to BJ’s or Costco, the lines stretch beyond what my eyes can see. We went one time on a random Thursday evening and there was a lot people there! Another reason I don’t see a need to shop there is that we have a small apartment (link) and while we have a growing family, the two little ones don’t eat that much. This might change as they become teenaged boys. I don’t want to shop in bulk as there is no space to put all that stuff. Plus, we have a bad tendency to let things go bad because we don’t use it. Finally, I don’t find the prices all that compelling. Prices are okay but not worth my sanity.
***After writing this post, but before publishing, my wife had a deal through her credit card to get a free Costco membership for a year. As it was free, I relented and agreed to sign up. Last Sunday morning, we attempted to get their early in the morning when it opened at 10:00. We got there at 10:20 and it was already a madhouse. I know it’s the weekend before Thanksgiving but it was as if it was Black Friday.***
DIY
Sure, doing it yourself saves some money and there are some things I’ll try. But that are also plenty of things I’ll pass on. Yes, I know YouTube is available to explain how to do just about anything, but for me, some things are just best left up to the pros. And sometimes, I’m just too lazy. There, I said it! I will pay for the convenience of having someone else do it for me. I know some frugal people out there who cut their own hair or their spouse’s hair. Nope, not me. I don’t want to take the chance screwing up my wife’s hair cut. And I’m not sure I want to have a horrible hair cut either. I mean, it only costs about $8 to $10 plus a tip. Oil Change? Even if I had a garage, which I don’t, I’d rather not crawl under my car to change the oil when I can get it done in a half an hour for like $30. And for DIY, fixing things around the house, I’ll admit I’m not that handy.
Stocking up
See above. Sure if toilet paper is on sale and it’s a great deal, maybe I’ll buy a few packages. However, I know people who have their basements are garages stocked up with stuff. I guess they have more space so it’s worth it for them. But even then, it might be dangerous for us because like I mentioned above…we often forget what we have.
Couponing
If there is a coupon staring right in my face and it is a product I use, I will cut it out. But I’m not going to great lengths searching out coupons. (I will do a search online for a coupon whenever I buy something online though). Generally coupons for products are for name brand items and I often buy generic. Another thing is that coupons are often for products that I don’t really want or need. Having a coupon might actually encourage me to buy something that I might not have bought otherwise.
No Air Conditioning/heat
Growing up, the only air conditioner in the house was in my parent’s master bedroom. When it got really hot and humid, it would be turned on in the evenings when we went to sleep. Our family of four would be consolidated into the room, with 2 mattresses on the floor for the kids, so that we could enjoy this luxury. During the daytime, my mom suggested that I go to the library to enjoy the air conditioning free of charge. Actually, that was a pretty good idea. I got free AC and I got to read! Nowadays, I turn on the air conditioning pretty often in the summertime, although it’s usually set at 75 to 77 degrees. I hate being hot and am very unproductive in the heat. I’ll gladly pay the higher electric bill for the comfort and increased productivity.
What frugal hacks do you avoid taking part in?
